# Session 03 Assignment: Credit Risk and Underwriting

## Goal

Use the underwriting demo to explain how supervised learning supports lending decisions and where business rules still matter.

## Recommended Demo

- `DomainUseCaseDemos\CreditCards\CCUnderWriting`

## Student Tasks

1. Generate a fresh synthetic dataset.
2. Run the underwriting demo baseline.
3. Compare at least two modeling approaches.
4. Explain the most important features in business terms.
5. Suggest one improvement to approval policy.

## Required Outputs

- short write-up
- model comparison table
- screenshots or saved plots
- business recommendation note

## Extension Ideas

- compare rules-only vs model-only vs hybrid approval
- test different approval thresholds
- add a fairness or explainability check
